Saturday, March 21, 2015

Donating a Car to Charity History

The act of donating a car to charity is one of the most rewarding things you can do. When you donate your car, you do more than just support a charity. You actually help to improve someone's life. To help a needy person, please donate a car to one of these respected charities in California.

Established in 1946 in Davis, California, Freedom From Hunger has been fighting chronic hunger and poverty in the world through innovative programs designed to help families achieve long term food security. 

Their programs are serving over 18 million people in some of the poorest countries in the world. They are both nongovernmental and nonsectarian and they have been given an A- rating from the American Institute of Philanthropy.

Teach for America works to ensure that children in low income areas get an excellent education. Less than half of the children in California are on grade level for reading and math, and it ranks 48th in academic performance. 

In the Bay Area, Teach for America has been providing great education for over 10 years. In Los Angeles, they have operating since 1990. Teach for America works to recruit leaders who work to expand educational opportunities in low income areas and then teach for two years in those areas.

The Guthy Jackson Charitable Foundation is dedicated to the treatment and a cure for neuromyelitis optica. NMO is a very rare disease that can affect the optic nerve and spinal cord. 

People with this horrible disease can develop vision loss, or weakness, numbness, and sometimes paralysis of the arms and legs along with sensory disturbances and loss bladder and bowel control. Although there are some treatments available a lot more research is needed to find better ones and a cure.

A Home Away From Homelessness is dedicated to supporting and nurturing the needs of homeless and formerly homeless children and families in San Francisco and Marin. Their homes provide a physical, emotional and spiritual break for children along with educational, social and recreational opportunities.

Family Builders believes that every child has the right to grow up in a permanent, nurturing family regardless of the child's age, race, ethnicity, gender, religion, sexual orientation, or medical, physical or emotional condition. Family Builders educates the community about the needs of waiting children, advocates on their behalf and places the children with permanent, secure families through adoption.

The car donation process is easy and the pickup is free. You can donate your car even it no longer runs or is in poor shape. You just need to have a title for your car and it needs to be where the tow truck can easily get to it. 

In return for your car donation, you will get a valuable tax deduction and a sense of pride knowing you have done a really good thing. For complete details on how to donate car, please call 1-866-4483487.

Hopefully this California Car Donation tips help you

Is your house located in California and you want to donate a car to charity? Or are you intended to give a car to a charity in Californian? In case yes is your answer to both of the question, it is easy for doing that. What you have to do is just to contact a charity and then, it`s done, it`s completed! You are able to walk with that excellent feeling in the heart of yours. It can be true that is fairly difficult.

Similar to other kind of activity, car donations needs several research, planning, and thought. First you have to make clarification on the objectives. Are you seeking for gaining several advantages for yourself or being motivated by only good will? Do you want to get your donation claimed as a tax write off? 

What are the criteria that you have in selecting a beneficiary charity as well as your specific reasons that you support? Your respond to these queries will assist you minimizing the search you make for a beneficiary organization. If not, those people will assist you in defining the strategy you have in getting your car donated.

Second, you have to find out the way in which you will do this. Lots of pretensions have never been accomplished and they still only a longing to give contribution. It is may be because their proprietors did not understand the way to do the plans that they have. 

In this level, you have to make up your mind if you will do the car donation by your own or you will make a list of the assistance from a charity company that operate in California. Both of the way will function. It only depend on the number of attention and time that you have to realize this into a reality.

Third, you must do the gathering of facts and do some research. In case there is none of this in your mind, you have to discover the institutions of charity in California that would receive the your car, as well as the requirements needed by them. 

In case you make a decree for asking a specialist to help you, you must know which one will be suitable with your requirements and needs. Even if it might need a little more work, car donation is an activity which is very fulfilling. Surely it can enrich the life that you have and heighten your opinions concerning the world.

The best place for car donation is the state of California

Have you recently purchased a new car and are having problems with your old one? You don't know where to park them? Well, one good way of disposing these old vehicles is to donate them. 

Car donation in California is a famous alternative for those who have old vehicles. Car owners can donate their vehicles including vans, cars, boats and other types of vehicles to a charity of their choice. 

This is one good way of getting rid of an old useless vehicle. In addition, you are able to help those who are in need without bothering yourself about what to do with that car.
The vehicle does not need to be in very good condition to be donated. In fact, broken down cars may also be donated. These centers would tow the broken cars for free. They will then fix these and auction them for a profit. 

The money earned from the auction will be given to the charity of your own choice.
Another way of donating automobile is by giving it to a poor family. According to the research done by Surface Transportation Policy Project (STPP), a non-profit agency, 20 percent of the American poor families can not buy a car. 

They are spending 40.2 percent of their budget with transportation expenses. STPP conducts a study about transportation alternative choices of Americans.

There are advantages in donating your ride in California. In other states, you are required to have the original title in order to donate. This is not the case here. In fact, as long as you are the legal owner of the car, you can still donate. The Center for Car Donations would provide you with a duplicate title form to be signed. 

On the other hand, car donors are entitled to a tax deduction. This is in accordance with the new tax law of 2005. In some cases, you are given a free vacation for your act of charity.

Another benefit of donating car in California is the free towing services offered. You're not required to bring the car to the Center for Car Donations. They are ready to pick it up especially if it is not in good running condition anywhere within the state.

You simply follow steps in giving out your car. First, prepare the vehicle. While it is not necessary for the car to be in good running condition, it would still be good if you make sure that it is presentable enough. Simply clean it and make sure you have nothing of your personal belongings left inside.

You also need to prepare all the important documents like registration and insurance. If you don't have the title, the Center for Car donation would provide you with a duplicate title form. 

After gathering all the documents to be transferred, make an online search for car donation companies that would facilitate your car donation. Make sure that the company is valid before submitting all the documents. This would prevent you from falling victim of scams.

When the car is picked up, the company would give you a tax form. This is important for you to avail of tax deduction. Make sure to file a notice of release of liability to a local Department of Motor Vehicle (DMV). 

Ask the people who picked up your car on how to fill out the form. Lastly, inform your insurance company that you donated your car to charity. Do this on the day you release your car. This is important for them so they can discontinue the insurance coverage.

Mesothelioma lawyers fees and expenditures

If you are trying to find mesothelioma lawyers then you must look for one with experience so you understand you will be in good hands. Most people who have mesothelioma were working at a job where they were exposed to asbestos. The reason you want the top mesothelioma attorneys is so you will get the cash you deserve. Look for mesothelioma lawyer websites.

Mesothelioma lawyers can be challenging to select between. A terrific concern to ask mesothelioma attorneys is how the fees and expenditures will be deals with. For example, you have to be specific when you will be paid and when you will owe them their cash. This may appear easy but it is a great concern to ask.

They should be difficult and willing to defend you. Exactly what you want to look for is an attorney who has actually won a mesothelioma case in the past that might resemble your scenario. 

You can seek your lawyer online and check for these stats. Simply discover who you think you might wish to represent you in your case and search them out online or perhaps even try to call pals that have legal experience.

The leading question to ask is if they have actually ever managed a mesothelioma case before. Find out how many they have actually handled and the results. Is mesothelioma cancer a specialty that they manage or do they offer a variety of other services? The best method to make sure you get excellent lawyers is to ask as numerous questions as possible.

Mesothelioma can be hard to deal with so you could as well try to find the best mesothelioma lawyers possible. To read more check out the top mesothelioma attorneys website.

There is absolutely nothing even more disappointing than hearing that somebody you understand has this illness other than the fact that they might not get any money. Look into the following site to obtain the best care possible for this ailment.

You require and are entitled to a legal representative who knows what they are doing and can get you the settlement that you and your household be entitled to. If you need more details then go to the website below and check out the links.

There is nothing much better than hearing back from an attorney that states they will represent you which you have a good chance of winning the case. But, this will follow you do your study. 

Only you can select which attorney to represent you so do your research and discover one that is appropriate for you and you are delighted dealing with. Primarily you wish to discover a lawyer who has dealt with exactly what you are experiencing in the past and will do the best they can for you.

Mesothelioma Law Firm in CANADA

Mesothelioma is a rare form of cancer, but the deadliest one of all. The victims of mesothelioma are innocent men and women who did not know that they were being poisoned with asbestos as they worked. 

The manufacturers and even distributors knew for decades that asbestos was hazardous, but they did not warn people of those hazards. As a result, you have the right of recovery against those manufacturers, which on the other hand can help pay the costs of treatment and provide compensation for your pain and suffering.

Although nothing can truly compensate for loss of health or life, mesothelioma lawyers are devoted to getting you the compensation you deserve. If your life has been affected by mesothelioma directly or indirectly, then you may deserve compensation.

Filing a mesothelioma lawsuit is a long and tedious process. So, it is vital to your case that you find an experienced mesothelioma lawyer, and as soon as you have been diagnosed with the cancer. 

Most states have a time limit in which you can file your mesothelioma lawsuit. If you miss that deadline, you may find that you are not entitled to make a claim. Earlier you get to a mesothelioma lawyer, the better your chances of success. Here are a few important guidelines in finding a good mesothelioma lawyer.

"Mesothelioma Law Firm" - There's no such thing as a mesothelioma law firm because one law firm can deal with a variation of cases, but it is best to select a law firm or an attorney that has past experience of dealing with mesothelioma cases. They have already done the leg work and gained the knowledge and experience with mesothelioma. 

But, do not disregard any other law firm. A mesothelioma case is just like any other case that requires responsibility and discipline from the attorney to win your case. A law firm with a very good reputation can as well handle your mesothelioma case if not better.

Searching for mesothelioma lawyer - You can begin your search on the Internet or in the yellow pages. 

However, your local or state bar association, and Martindale-Hubbell Law Directory (found in most public libraries) will give you narrower search and help you find your mesothelioma lawyer a whole lot faster. The Martindale-Hubbell Legal Network has a database of over a million lawyers and law firms in 160 countries. 

This service evaluates lawyers based on peer reviews. Their website, has a helpful lawyer locator service and will explain the rating system.

How do you select your mesothelioma lawyer - The Oklahoma Bar Association has put out excellent guidelines regarding choosing an attorney. They state that "Selecting a lawyer is a personal matter. You must judge which particular attorney will be best for you. Before making a decision, however, you may want to contact several lawyers or law firms to gather some comparative information.

When choosing a lawyer, keep practical considerations in mind: the lawyer's area of expertise, prior experience and reputation, convenience of office location, amount of fees charged and the length of time a case may take.

 A lawyer's communication skills are another factor. Willingness and ability to talk to you in language you understand and responsiveness to your questions will influence how well informed you are about the progress of your case.

It is advisable that you select an attorney with whom you feel comfortable. These preferences may guide you in selecting someone with whom you feel most comfortable.

It is important that you trust the lawyer you hire -- and that you believe he or she will do the best job possible in protecting your legal rights. 

But keep in mind that most lawsuits and other legal work are not "sure things." You should be cautious of an attorney who guarantees results. No lawyer can be expected to win every case, and sometimes the best legal advice may not be exactly what you want to hear."

The timely process of selecting a mesothelioma lawyer and the proper filing of your mesothelioma lawsuit can make all the difference between a multi-million dollar compensation claim to secure the future of your family (once and if you are gone), and getting nothing at all for your pain, suffering, and loss of life.

you need to get from a lawyer, or other professional if the content of the article involves an issue you are facing. 

Laws vary from state-to-state and change from time-to-time. Always consult with a qualified professional before making any decisions about the issues described in this article. Thank you.


Donating a car in favor of cause oriented groups is a great way to help many people who are experiencing difficulties in life. If you want to make a big difference in your life and in the lives of other people, then, the right decision is to make a car donation right now.

Car donation helps young people who belong to underprivileged communities attend schools and achieve their simple dreams in life. Through the efforts of people who want to change the direction of lives of young children, many are given new hope in what seems to be hopeless situations.

Definitely car donation as a means of raising needed funds is one perfect idea and a major factor to attain this goal.

Funds raised through car donation also help families affected by natural disasters like hurricanes and floods. Usually, communities which were affected by these disasters find it difficult to start over again. 

In this respect, cause-oriented groups and their collective efforts become the light that guides families in their quest to find the right way to make a new beginning.

Car donation and funds generated from it also help people with serious sickness. Funds are used to provide much needed medicine and food so that they can get better. Funds through car donation also provide temporary shelter to people caught in cross fire.

Your decision to donate your car to charity not only helps other people as it can also help you at a certain extent. You can get IRS tax deduction and you can also find a way to sell your used car. If you are going to purchase a new car, donating your used car will allow you to skip the bulk of paper works that is associated with selling used cars.

Car donation is not only limited to second hand cars that work. You can also donate your car that doesn't work anymore. An auto donation company would be willing to tow it for you without paying any cent.

If you are interested, you can check various offers given by lots of companies engaging in car donation programs. They can easily be contacted online or by phone. These companies have their own websites so you will not have any problem if you want to ask them things about car donation.

Donating car for charity is something you should really consider when you are in the process of deciding where you should sell your used car. By donating your car to charity, you are actually giving new hope and life to people who have somehow lost the belief that there is still hope for everyone so long as we breathe.

Yes, you might loss some bucks in doing so but, remember there are things that money can't purchase and one of these is the feeling that you have just saved another person's life. Car donation program can really spell the difference that the world somehow needs in these trying times.

The world indeed can rely on people who have the desire to help in their simple and small way. So, come on... donate your used car today and make this world a better place to live in.

Boat Insurance Coverage

Coverage of a watercraft can range from total replacement of the vessel if destroyed, to personal liability coverage, and everything in between. When deciding on what policy is right for you, consider what your needs and risks are, and how much you are willing to spend to protect them.

Full coverage boat insurance is the safest route for the boat owner who wants to insure his valuable property. 

With full coverage the boat owner can opt to ensure the cost of replacing the vessel if it is totally destroyed. Coverage can also include damages to either the boats structure, or engine. 

Coverage for loss or damage to personal property while on the vessel may also be included. Other options can include injury protection, salvage or wreck removal, loss of use reimbursement, towing costs, and even investigative services.

Liability insurance covers you in the case of accident responsibility. Generally a boat owner can choose either boat liability, also known as indemnity insurance, which will cover only damages done by the vessel, or personal liability, which will cover damages done by the boat owner, regardless of where or how they occur.

While liability insurance is generally the least expensive, it is important to remember that it will only cover the cost of damages/repairs to third parties. Your own property is not covered under liability insurance. 

In this way, even though liability insurance often appears to be the most inexpensive option for the boat owner, if the vessel were to be destroyed, the cost of replacement would far out weigh the savings on premiums.

Charter boats and insurance

Insuring a charter boat can be very different from obtaining insurance for a pleasure or sporting boat.

To begin with, the charter boat will require additional insurance because the vessel represents the livelihood of its owner. 

Loss of the vessel means not only loss of the boat itself, but also loss of income, as well as countless of amounts of secondary damage derived from “lack of use” of the vessel (lost contracts, loss of expected income, refunds to potential passengers, etc…).

Additionally, a charter boat’s main function is to carry passengers for a fee, whether for a day fishing charter, or a brief sight seeing trip. The mere presence of passengers on the vessel presents many liability risks. 

Consider the possible outcome to passengers if the vessel should be involved in an accident, while operating as a chartered watercraft. Consider, as well, the risks to the owner of the vessel, in the possibility of personal injury suits, negligence suits, property loss or damage, etc… should an accident occur while the boat is operating.

Charter vessels also need special insurance to protect against damages by passengers. 

Broken equipment, vandalism, and excessive wear and tear to the boat’s interior, are just a few of the problems often experienced by charter boat owners. Theft of equipment and gear may also become an issue for the Charter boat owner.

The boat owner will want to make sure that the policy selected will cover all potential risks, losses and damages, insuring that both the owner and the passengers are duly protected.

Factors that affect your boating insurance

Boat insurance rates will go up and down and it happens to be based on a few factors of risk. You’ll want to make sure that you consider that boat insurance is much like car insurance.

 For those who have had bad experiences the price will be much higher, but for those who are good sailors you will have lower rates. You will also be able to get a discount if you take a class on how to operate a boat in a proper manner. 

When it comes to having safety equipment you will need to think about how it will affect the boat insurance. Fire extinguishers, emergency equipment and other special safety features installed on the boat will help lower the rate of the insurance premium.

The age of the boat or the value of the boast will also impact the rate of insurance. For a newer boat, you will have a higher premium, but also the most expensive the boat is, the more expensive it will be to insure. You will also need to remember that the boat will depreciate each year and that too will have an affect on your boat insurance. 

Also, you’ll find that it is a lot like car insurance and the risk of liability will also increase the cost of insurance. Previous tickets or boating accidents will directly affect the rate you pay for your insurance. 

Since, there is a presents of neglect and liability, you will find that if the owner was at fault because of drugs or alcohol. Then the premiums will be the highest. 

Then to obtain the best insurance you will want to install some safety features and have the boat looked at. You will find that this is a tax write off too. You’ll also want to make sure that you follow all the laws and rules of the local and state.

 You will also find that there are tax breaks just as there are when it comes to operating a car. 

How to get boating insurance

If your vessel is more than 10 years old your insurance carrier may require you to receive a Marine Survey, to certify that the boat is both safe and seaworthy. 

The Marine survey will also give your insurance carrier an idea of what the vessel is worth, according to fair market value, an important aspect in getting an accurate insurance quote.

A marine survey can benefit you in several ways. While you may contract the survey to be done because an insurance carrier or potential lender has required it, it may save you money on your insurance premium, in the long run. 

A thorough survey can also identify potential problems that you may not have been aware of, helping you to avoid an unwanted accident, or break down on the water.

Marine surveyors will generally inspect the hull and frame of your watercraft, as well as the engine and any other exposed areas. Surveyors can often identify problems, and offer suggestions on repairs or maintenance. 

Letting the boat owner know of potential risks and hazards allows for preventative measures to be taken, before a disaster occurs.

The cost of a marine survey varies depending on the extent of work to be done. Larger vessels obviously take longer to inspect, and therefore will be more expensive to survey than a smaller craft. The cost of the survey itself, however, is small in comparison to the risks a boat owner may take in not having one completed.

Learn how to protect your boating investment

For those who are looking for a new boat you’ll need to consider that there is a certain investment that you’ll need to have in order to keep your boat protected. You will find that new boats will cost as little as $10,000, but they can get very expensive and it can cost as much as $200,000 or more. 

You will want to keep in mind that that it is important that you don’t have to have the expensive boat, but you’ll want to also consider that the more money that you invest in your boat, the more you’ll need to invest in insurance. 

Additionally, if the prospective boat buyer intends to finance the purchase, in almost every instance, the lender will require full coverage insurance. Truly, it makes sense to get some insurance coverage. 

Although in many state laws do not require boat insurance, it is always wise to insure any property that requires such a substantial investment. 

There are only a few people who would consider not getting insurance for their home or car, and you don’t want to be one of those people, because you may end up losing a lot more than you think if something were to happen.

Keep in mind, you will want to keep yourself protected by having the coverage. Your family and loved ones that will be accompanying you on your boating trips will need to have the insurance just those just-in-case accidents.  

You’ll need to think about the ways that you will be able to save a few dollars on the insurance, but you also want to make sure that you know you are covered for those just-in-case times.  

You can’t afford to lose more any more than necessary on your investment. You don’t want to end up losing more than what you can afford. If you don’t have any boating insurance, you will find that it can hard for you to get over the loss. 

With boating insurance you will be able to keep things like accidents and personal injury out of your mind. If they do happen, you know that you’re covered and also you’ll feel safer when having guests on board. 

You will also want to think about things like natural disasters and theft. It can help you feel better when these unfortunate events happen. You will want to make sure that you think about the insurance and how you can use the insurance to keep the out-of-pocket expenses to a low. 

Should you add coverage or get another policy?

When looking into Boat Insurance, you may be considering adding your boat onto your already existing home insurance policy. 

While this may seem like a cost effective way of protecting your property, you may want to investigate the matter thoroughly, before making this decision.

Home insurance policies often allow the policy holder to add additional property at a lower rate, which can be a cost effective way of insuring your boat. 

This option, however, often does not generally allow for additional protection for such things as wreckage removal, loss of use, or include the environmental aspects of coverage (such
as insuring against oil leaks or gas leaks or other such problems which can cause damages to the natural environment).

Another problem a boat owner may discover if opting to cover the vessel on a home insurance policy, is that the company does not specialize in boat insurance claims, and may have little experience in handling these types of claims. 

This could present a problem if the boat owner should need to file a claim somewhere down the road.
Because individual boat owners often have unique needs in regards to covering their vessels, it is often best to select an insurance carrier who specializes in boats and other water craft.  

This helps to insure that your policy will cover all your major needs, and that your insurance carrier has the unique experience needed to handle any situation which may arise with your vessel.

Tips for finding the Best Boat Insurance Policy

In order to obtain the best possible insurance coverage for your particular watercraft consider taking the following steps.

Research a number of insurance companies, as well as a variety of policies on the internet. 

This will help you to determine which features you would like to have written into your policy, and which ones you may not feel as strongly about.

After investigating as many companies as you can, select 3 or 4 which offer the most extensive packages. Be certain that each company will be able to meet or exceed your insurance needs by viewing their policy options. 

When selecting these companies also consider which ones have the most experience in dealing with the type of insurance you want. Boat owners should consider choosing companies which specialize in boating insurance, rather than other types of insurance.

Get at least 3 quotes. These can be obtained online, or by contacting a representative from each company, to explain what you want, and request a quote. 

Obtaining a quote does not obligate you to purchase the insurance. If you are not satisfied with the coverage offered, or the rates quoted, then you can simply say “No thank you.”

Don’t be pressured into selecting a policy, until you feel confident that you have found the right one. 

Before you purchase any policy take the time to talk with a representative of the insurance company. Evaluate the service that representative provides. If you do not feel comfortable with one company, consider looking into another. 

It will be important in the future, should you need to file a claim, that you feel confident that the representative will be attentive to you as a customer.

What to look for in a boating insurance policy

When it comes to sailboats, yachts, or even fishing boats, you will want to consider that there are a lot of options. 

You will want to think about your individual boating needs and also think about ways that you may want to explore. 

It is something that you can do for fun and you’ll have plenty of pleasure in the sun and water. 

It doesn’t matter if you like to ski or even you are just a beginning sailor. 

Just as boating enthusiasts differ in their boating preferences as well as in the way they use their vessels, boat insurance coverage options also differ, depending on the boat’s uses, it’s monetary value, and it’s importance to the owner.

You will find that there is a lot of options when it comes to insurance. You will want to think about just getting liability or full coverage. There are a lot of insurance options. 

Deciding on the right option, however, can be a tricky matter.

A boater who engages in speed boating, will most likely need a different type of coverage from the boater who enjoys pontooning, or the one who embarks only on brief fishing excursion, once or twice a summer.

There are some things that you’ll need to consider when it comes to boat insurance. 

You will want to keep in mind that there is a certain amount of money that you’ll need to invest in when it comes to keeping and operating the boat. 

You will find that there are many factors that will affect the amount of insurance that you need. You will find that if you have a lot of expensive equipment on board then you’ll need to carry more insurance. 

The less that you have invested in the boat the less insurance you will have to consider. 

Why you need to have insurance for boats

The actual number of piracy attacks that were reported worldwide in 1999 rose nearly 40% in just one year. 

What’s more those figures nearly tripled between 1991 and 1998, according to the ICC International Maritime Bureau in London (IMB).

In the year 2000 a report conducted by the International Marine Bureau in London, also showed that annual losses due to piracy totaled over $200 million dollars. 

Even more alarming is the increase in weapon usage by modern day pirates such as guns and knives. Internationally a significant number of deaths, as well as serious injuries, are attributed to piracy each year.

Modern pirates may not have wooden legs and eye patches. They also may not be waving the Jolly Roger from a top their sails. Instead these criminals often navigate vessels that do not appear out of the ordinary. 

They will generally board a cargo vessel before the captain realizes that they are thieves. 

Modern pirates may do one of three things: rob the crew/passengers aboard the vessel; rob the vessel of its goods and cargo; or hijack the entire vessel.

Travelers venturing into foreign waters run greater risks of experiencing hijacking, theft, and even assault from modern day “pirates.” 

Having the best insurance coverage for you and your vessel is a must. 

The policy should cover all goods, cash, cargo, and of course the vessel itself. Maintaining the highest level of insurance, will help ensure that, should you fall victim to such a crime, the majority of expenses and costs you experience can be recouped.

Winter boat insurance

While many people opt to allow their watercraft to remain uninsured when not in use, this decision can be disastrous for the boat owner.

In many areas of the country use of boats and other types of watercraft over the long winter months is impossible, due to climate changes and adverse weather conditions. 

Many boat owners mistakenly believe that, when a boat is in winter storage, insurance coverage for the vessel is no longer a necessity.

Statistically speaking, more boats are damaged every year while in winter storage, than those that are in actual use. 

In some cases entire vessels are lost, due to unforeseeable circumstance. Damages to a stored vessel can run from minimal (such as destruction by nesting animals, petty theft of stored items, or even slight weather damage) to major (such as total destruction of the watercraft by a fire or natural disaster).

Just because the boat is not in use, does not mean it is entirely protected from unforeseen events.

The boat owner who plans to store a vessel for any period of time should discuss the importance of winter storage protection plans with a trusted insurance representative. 

Most insurance plans will give the boat owner a reduced rate for winter storage coverage, while still allowing for the vessel’s owner to protect his valuable property. 

Selecting this option can safeguard the boat owner’s investment, and allow for peace of mind, when in cases where winter storage is a necessity.